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Own your first home sooner with just 5% deposit

With just 5% deposit, you could buy sooner. Let’s explore your options together — book a no-obligation call today.

Buying your first home is exciting — but knowing about the First Home Guarantee can make it feel a whole lot easier. You might be wondering things like…

  • What exactly is the First Home Guarantee and how does it work?

  • Can I really buy my first home with just a 5% deposit?

  • Do I still need to pay Lenders Mortgage Insurance (LMI)?

  • Am I eligible — and what are the rules around income, deposits, and property types?

  • How do the property price caps affect what and where I can buy?

  • What changes are coming from 1 October 2025 and how will they benefit me?

  • Where do I even start with the application process?

This brochure is designed to give you clear, simple answers to these questions, so you’ll understand the scheme, know your options, and feel confident about taking the next step toward your first home.

And if you still have more questions or want guidance tailored to your situation, we’d love to help — book a chat with us today

A 5% deposit is all it takes to start. With the First Home Guarantee and expert guidance, your first home is within reach

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